When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Related Content The Five Basics of Financial Literacy How literate are you when it comes to your finances? Brush up with these five basics. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Gap Insurance for Leased Cars If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.