Tuning Your Social Security Benefit When should you take your Social Security benefit? Share | Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Social Security: What’s Changing in 2016? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.